Three Palms Pointe Condos, St. Pete Beach

By John and Nicole, Team Beachside. Updated October 2026.

Three Palms Pointe is a gated, two-building condo community at 400 and 420 64th Avenue in St. Pete Beach, built in 1974 on Boca Ciega Bay. County parcel records list 198 unit parcels across the two buildings, and listings describe one and two bedroom floor plans, a waterfront pool, a fishing pier and boat slips. Recent listings report a 3 month rental minimum, and most sources show no pets.

We are John and Nicole, licensed Florida Realtors with LoKation Real Estate. This page pulls together what county parcel records, listing records and third-party building pages say about Three Palms Pointe, shows where those sources disagree, and flags what you should confirm with the association before you buy. We did not find a public association website for this community.

Three Palms Pointe quick facts

Item	Detail
Name	Three Palms Pointe (county parcel records, listing records). The single-family streets next door are Three Palms Point, without the final “e”
Address	400 64th Ave (Building A West) and 420 64th Ave (Building B East), St. Pete Beach, FL 33706 (county parcel records)
Setting	On Boca Ciega Bay and the Intracoastal Waterway, a few blocks from the Gulf beach (listing records)
Buildings and units	Two buildings. County parcel records list 198 unit parcels: 197 coded as residential condos (101 in Building A West, 96 in Building B East) and one recorded as the association office. Two national listing sites show 197 units; other third-party pages show 385, 136 and 78
Year built	1974 (listing records, building pages)
Stories	13 (two national listing sites, most listing records); one 2021 listing shows 11. County unit numbers run from the 100s to the 1200s (county parcel records)
Unit sizes	One bedroom units of 843 and 1,003 square feet and two bedroom units of 1,131 and 1,365 square feet (listing records); a top-floor unit of 1,973 square feet (2026 listing); national listing sites show plans up to about 2,185 square feet
Governance	Condominium association with an on-site management office; listings and a national rental site name FirstService Residential as manager. No association website found; confirm with the association
Security	Gated entrance with a 24-hour guard (listing records)
Rental minimum	3 months (2025 and 2026 listings, agent building page); one current listing adds 2 years of ownership before renting, and one 2026 listing record shows a minimum lease of 1 to 2 years
Pets	Most listing records and an agent building page show no pets; a few third-party pages show pets allowed. Confirm with the association
Parking	One assigned space per unit, either a carport or an open space, plus guest parking (county parcel records, listing records)

Location and setting

Three Palms Pointe sits on 64th Avenue, directly on Boca Ciega Bay according to listings. Listings describe water views over the bay and the Intracoastal Waterway, a concrete seawall, and the Gulf beach a few blocks away. Listings also describe the Corey Avenue shops and restaurants as close by.

The condo is next to the single-family canal streets of Three Palms Point, which we cover in our Three Palms Point neighborhood guide. For a broader look at the island, see our St. Pete Beach guide.

Residences and amenities

County parcel records show two buildings: Building A West at 400 64th Avenue and Building B East at 420 64th Avenue. Listing records show one bedroom units of 843 and 1,003 square feet and two bedroom, two bath units of 1,131 and 1,365 square feet, including ground-floor units with patios. County records list two units in Building B East as Suite 12A and Suite 12B, and a 2026 listing describes one of them as a 1,973 square foot corner unit. National listing sites also show three bedroom plans and sizes up to about 2,185 square feet, so ask for the floor plan and square footage of the specific unit.

Listing records and building pages describe these shared amenities:

• A heated waterfront pool
• A fitness center and sauna
• A clubhouse with a kitchen, billiards, a card room and a library
• Shuffleboard courts
• A private fishing pier
• Boat slips, which listings say are leased through the on-site office and subject to availability
• Kayak, paddleboard and bicycle storage
• Laundry rooms on each floor, and a storage unit assigned to each residence
• A gated entrance with a 24-hour guard

A 2023 listing says the association had completed pipe relining, exterior restoration, painting and waterproofing, and balcony repairs. One third-party page says a new seawall and docks were added in a major renovation, without a date. Ask the association for the dates, scope and funding of each project.

Rules buyers ask about

Rentals

Listings from 2025 and 2026 and one agent building page report a 3 month minimum rental. One current listing adds that 2 years of ownership are required before an owner can rent, and one listing that closed in June 2026 shows a minimum lease of 1 to 2 years. Under any of those figures, nightly and weekly rentals are not allowed. Rental rules can be amended by owner vote, so confirm the current minimum, any ownership waiting period, any limit on leases per year, and the approval process with the association before you write an offer.

Pets

Most public sources show no pets at Three Palms Pointe, including listing records from 2021 through 2026, an agent building page and a national rental site, which notes that service animals are welcome. A few third-party pages differ: one national listing site shows both “No Pets Allowed” and “Pets up to 35 lbs”, one agent directory shows cats and dogs allowed, and one listing that sold in December 2025 shows pets allowed with a note to verify restrictions with the association. Get the current rule in writing from the association.

Parking

County legal descriptions pair each unit with the use of a numbered carport or parking space and a storage unit. Listing records show one assigned space per unit, covered for some units, plus guest parking. Confirm which space and storage unit convey with the unit you are considering.

Building condition and condo law

Three Palms Pointe was built in 1974 and is well over three stories, which places it under Florida’s milestone inspection law. Florida also requires condo associations for buildings of three or more habitable stories to complete a structural integrity reserve study (SIRS) and fund the reserves it calls for. We did not find a public record or news report of the community’s milestone inspection status or of any special assessment.

With two buildings under one community, ask the association or the seller for:

• The milestone inspection summary for the specific building, and whether a phase two inspection or repairs followed
• The most recent SIRS and the current reserve schedule
• The current budget and annual financial statement
• Twelve to 24 months of board minutes
• Any adopted or proposed special assessments
• Records for the seawall, docks, pipe relining and exterior restoration work

We did not find public news reports about Three Palms Pointe specifically after Hurricanes Helene and Milton in 2024. Storm surge from those storms caused widespread flooding along the Pinellas Gulf beaches, and both buildings have ground-floor residences. Ask how ground-floor units, parking, the pool, the docks and building systems fared, how any repairs were funded, and whether any insurance claims are still open. Our guide to Florida condo milestone inspections, reserves and SIRS explains what to look for in each document, and our beach condo buyer checklist lists the questions in order.

Flood and insurance

Listing records for units at Three Palms Pointe show flood zone AE. Confirm the current zone and elevation details for the unit you are considering, especially for a ground-floor unit. Ask for the master policy declarations, including wind and flood coverage and deductibles, and get quotes for your own HO-6 and flood coverage early in your inspection period. Our St. Pete Beach flood zones and insurance guide walks through flood maps, elevation and coverage.

Buying or selling at Three Palms Pointe

Sales at Three Palms Pointe vary by building, floor, view and renovation level, so a building-wide average is not very useful. Ask us for recent sales and current listings at Three Palms Pointe, broken out by building and floor plan, and we will send them over. You can contact us here or call (727) 955-1222.

If you own at Three Palms Pointe and are thinking about selling, start with a home valuation, and read our guide to selling a condo in St. Pete Beach, including how to prepare the association documents buyers will ask for. To compare other buildings on the island, browse our St. Pete Beach condos index or every beach condo building guide.

Team Beachside is not affiliated with Three Palms Pointe or its association. Facts on this page come from county parcel records, listing records and third-party building pages available as of October 2026, and that data can be incomplete or inconsistent. Rules, fees, assessments and building conditions change. Verify all information with the association and its governing documents, the City of St. Pete Beach, and your own inspector, insurer, lender and attorney before you rely on it. John and Nicole are licensed Florida Realtors with LoKation Real Estate.