Belle Harbor Condos, Clearwater Beach

Updated October 2026.

Belle Harbor is a harbor side condo community at 501, 505, 521 and 525 Mandalay Avenue on Clearwater Beach, built in 2004 and 2005, with two 14-story towers, townhomes and a private marina. It suits buyers who want water views, a boat slip option and a short walk to the beach, and it is not a fit for nightly or weekly rental investors.

We are John and Nicole Kavaliauskas, licensed Florida Realtors with LoKation Real Estate. Here is what listing data and building sources show about Belle Harbor, and what to confirm with the association before you buy.

Belle Harbor quick facts

Item	Detail
Name	Belle Harbor; towers named Mirasol and Windsong
Address	501, 505, 521 and 525 Mandalay Ave, Clearwater Beach, FL 33767
Setting	Harbor and Intracoastal side, across from the beach
Year built	2004 to 2005 (building pages and listing records)
Stories	14
Units	Two building pages show 209 across four addresses; one page shows 98 for 525 Mandalay Ave
Floor plans	Two and three bedroom condos plus townhomes; sources show about 1,348 to 4,192 square feet
Marina	Private marina; one source shows 65 boat slips
Rental minimum	A building directory shows one month; confirm with the association
Pets	Two pets; sources differ on the 80 pound limit and on whether cats are allowed
Flood zone	A recent listing shows AE

Location and setting

A building directory describes Belle Harbor as Mediterranean-style towers on the harbor and Intracoastal side, directly across from Clearwater Beach, with harbor views and wider views from upper floors. Another agent page places it north of Pier 60 on about six acres of waterfront, within walking distance of the beach, restaurants and shops. For more on the area, see our Clearwater Beach guide.

Residences and amenities

The directory says townhomes sit on the perimeter of the two main towers. A building page lists two bedroom units around 1,619 square feet, three bedroom units up to about 2,690 square feet, and a full range of about 1,348 to 4,192 square feet. The agent page gives about 1,500 to 2,100 square feet for typical two and three bedroom plans.

Building pages describe these shared amenities:

• A private marina and pier on Clearwater Harbor; one page lists 50-foot slips with lifts of 16,000 to 22,000 pounds
• A heated pool and spa, with a covered veranda and outdoor fireplace
• A two-story clubhouse, fitness center, sauna and steam room
• Billiards, grilling stations, tennis and a playground
• Two dog walk areas
• Twenty-four hour security

A listing for unit 501 says boat slips are available for rent or sale. Slips can be separate from the unit, so confirm whether a slip conveys, its size and lift, and any separate fees.

Rules buyers ask about

Rentals

The building directory shows a one month minimum rental. A listing record shows no stated minimum in its lease field, so do not rely on listing data alone. The City of Clearwater does not allow rentals under 31 days or one calendar month on residentially zoned property, according to its Citizens Guide to Code Compliance. Confirm the zoning, the association minimum and any limit on leases per year. See our short-term rental rules guide.

Pets

Two agent pages show two pets with an 80 pound combined weight limit. A building page shows two pets up to 80 pounds, dogs and cats. A recent listing shows dogs only, two pets, with an 80 pound limit per pet. Get the current rule in writing.

Fees

A listing for unit 501 shows a fee of $1,145 a month, covering items such as insurance, reserves, a 24-hour guard, cable, internet, water, sewer, trash, management and building maintenance. Agent pages show ranges from about $500 to $1,500 a month. Confirm the current budget and what it includes.

Building condition and condo law

At 14 stories, Belle Harbor falls under the structural integrity reserve study requirement in section 718.112, Florida Statutes. Under section 553.899, the first milestone inspection is due by December 31 of the year a building reaches 30 years, and a local agency may require it at 25 years. Ask the association and the city when the first inspections are scheduled. Request:

• The most recent structural integrity reserve study and reserve funding schedule, including the marina and seawall if they are association property
• The current budget and annual financial statement
• Twelve to 24 months of board minutes
• Any adopted or proposed special assessments
• The master insurance policy declarations, including wind and flood deductibles

We did not find public reports about storm damage at Belle Harbor specifically after Hurricanes Helene and Milton in 2024. Ask how the marina, docks, ground level areas and parking fared, and whether any claims remain open. Our condo inspections, reserves and SIRS guide and seawall and dock inspection guide explain what to look for.

Flood and insurance

A listing for unit 501 shows flood zone AE. Check the parcel on the city’s flood zones and elevations page, and get your own HO-6 and flood quotes early. See our flood zones and insurance guide.

Buying or selling at Belle Harbor

Prices vary by tower, floor, view, plan and whether a slip comes with the unit. Ask us for recent sales and current listings, sorted by plan and floor. You can contact us here or call (727) 955-1222.

If you own here, request a home valuation or start with our Clearwater Beach home value guide. To compare other buildings, browse our Clearwater Beach condos index.

Team Beachside is not affiliated with Belle Harbor or its association. Facts on this page come from listing data and third-party building pages available as of October 2026, which can be incomplete or inconsistent. Rules, fees, assessments, slip availability and building conditions change. Verify all information with the association, the City of Clearwater and your own inspector, insurer, lender and attorney before you rely on it. This is not legal, tax or insurance advice. John and Nicole Kavaliauskas are licensed Florida Realtors with LoKation Real Estate.