Clearwater Beach Condos: A Building-by-Building Guide

Updated October 2026.

The short answer: Clearwater Beach condos fall into three groups. Gulf-front buildings sit on the sand along Mandalay Avenue and the side streets off it. Harbor side buildings face Clearwater Harbor and the Intracoastal, and some offer boat slips. A third group sits on the north end of Sand Key, across Clearwater Pass, which is also part of the City of Clearwater. In every group the building matters as much as the city: each association sets its own rental minimum, pet policy and reserve plan, and the city does not allow rentals under 31 days on residentially zoned property.

We are John and Nicole Kavaliauskas, licensed Florida Realtors with LoKation Real Estate. We help buyers and sellers on the Pinellas Gulf beaches. For the town itself, see our Clearwater Beach guide.

How Clearwater Beach condos differ

Gulf-front versus harbor side

Gulf-front condos give you the sand and the sunset, and you pay for both in price, insurance and storm exposure. Harbor side buildings on Clearwater Harbor and the Intracoastal trade the beach view for water and city views, and several, such as Belle Harbor and Harborview Grande, offer boat slips according to agent building directories. Directories describe Belle Harbor, for example, as directly across from the beach.

North Beach, central and South Beach

Agent directories group Clearwater Beach condos by area. North Beach, at the northern end of the beachfront, includes Regatta Beach Club, the White Sands buildings and Pura Vida. The central area near Pier 60 includes Mandalay Beach Club and Sandpearl Residences. South Beach, near Clearwater Pass, includes 440 West, Continental Towers and Clearwater Point, several of which face the pass or the harbor rather than open Gulf.

Sand Key is also in Clearwater

Sand Key is the barrier island south of Clearwater Pass. Pinellas County lists Sand Key Park at 1060 Gulf Boulevard, Clearwater, FL 33767, and county beach nourishment updates refer to “Sand Key (Clearwater).” Listing records show the towers along this stretch of Gulf Boulevard, including Meridian, Grande on Sand Key and Ultimar, with Clearwater 33767 addresses. Farther south, the island continues into Belleair Beach and other towns with their own rules, so confirm the city for any Sand Key address before you rely on Clearwater rules.

Building ages

Clearwater Beach has a wider spread of building ages than most Pinellas beach towns. Directories list several South Beach and North Beach buildings from the 1960s and 1970s, Sand Key towers from the 1990s and 2000, and a group of Gulf-front and harbor side buildings from 2002 to 2008. New construction, such as Viceroy Residences Clearwater Beach, is a separate category with its own contract terms. See our new construction condos guide.

Notable Clearwater Beach condo buildings

Addresses and settings below come from agent building directories and listing records. Year built, where shown, is from the same sources. We list only what we could source. Confirm everything with the association documents before you buy.

Building	Address	Setting	Notes
Regatta Beach Club	880 Mandalay Ave	Gulf-front, North Beach	Large single building; 3-month rental minimum listed
Chalets and Chateau on White Sands	14 and 15 Somerset St	Gulf-front, North Beach	Built 2005 and 2008; two smaller buildings
Pura Vida	15 Avalon St	Gulf-front, North Beach	Built 2016; 22 units
Mandalay Beach Club	10 Papaya St and 11 San Marco St	Gulf-front, central, north of Pier 60	Built 2002; 1-month rental minimum listed
Sandpearl Residences	11 Baymont St	Gulf-front, central, next to Sandpearl Resort	Built 2007; 1-month rental minimum listed
Belle Harbor	501, 505, 521 and 525 Mandalay Ave	Harbor side, across from the beach	Built 2004 to 2005; marina with boat slips
Harborview Grande	530 S Gulfview Blvd	Harbor side, South Beach	Built 2006; boat slips with some units
440 West	440 Gulfview Blvd	Clearwater Pass, South Beach	Built 1975; twin towers; no pets listed
Continental Towers	675 Gulfview Blvd	Clearwater Pass, southern tip	Built 1970; no pets listed
Clearwater Point	800 S Gulfview Blvd	Clearwater Harbor, South Beach	Built 1970 to 1980; eight buildings; 3-month minimum listed
Grande on Sand Key	1170 and 1180 Gulf Blvd	Gulf-front, Sand Key	Built 1998; two towers; 90-day minimum listed
Meridian	1200 Gulf Blvd	Gulf-front, Sand Key near Sand Key Park	Built 2000; 90-day minimum listed
Ultimar	1520, 1540 and 1560 Gulf Blvd	Gulf-front, Sand Key	Three towers built 1991 to 1995; 90-day minimum listed

Sources for the table: the Clearwater Beach condo directory at mygulfcoastproperty.com and its individual building pages; the Meridian, Grande at Sand Key and Ultimar pages at homesandcondostampa.com. Directories can be out of date, and some figures conflict between sources, as our building pages note.

What to check before you buy a condo here

Rental rules by zoning and by association

The City of Clearwater Citizens Guide to Code Compliance states that a residential use on a residentially zoned property shall not include rentals for less than 31 days or one calendar month, and that owners may advertise monthly rentals but not daily or weekly rentals. It also states that a Business Tax Receipt is required for residential rentals. The Clearwater Beach Association cites Community Development Code Sections 1-104.B and 3-919 for the same rule.

Shorter stays depend on the parcel. A local brokerage guide estimates about 30 condo and townhome properties in the 33767 ZIP code allow short-term rentals, but does not name them. Another brokerage article points to properties with documented grandfathered status or approval for transient lodging. One directory lists a one-week minimum at Harborview Grande, which we have not confirmed with the city or the association. Most buildings in the table list one month, 90 days or three months. Confirm the zoning of the parcel with the city and the minimum in the declaration. Our short-term rental rules guide covers each beach town.

Milestone inspections and SIRS

Under section 553.899, Florida Statutes, condo buildings three habitable stories or more need a milestone inspection by December 31 of the year they reach 30 years, then every 10 years, and the local agency may require it at 25 years. Under section 718.112, associations must complete a structural integrity reserve study at least every 10 years for those buildings. The issue is not theoretical here: in May 2025 the city evacuated South Beach III at 1460 Gulf Boulevard on Sand Key after workers found a crack in a parking garage column, as ABC Action News reported. Our condo inspections, reserves and SIRS guide lists what to request.

Flood, insurance and storm repairs

Clearwater Beach and Sand Key are low-lying barrier islands. The city’s flood zones and elevations page links to a property map that shows flood zone, base flood elevation, elevation certificates and substantial damage history. Hurricane Helene in 2024 wiped out homes and businesses on Clearwater Beach, as the Tampa Bay Times reported. Ask each association what was damaged, what is repaired, what is still open and how it was paid for. Get the master policy declarations and your own HO-6 and flood quotes before you write an offer. See our flood zones and insurance guide.

Approval, pets and parking

Pet rules range from no pets to two pets with weight limits, and sources often disagree. Get the current rules, any buyer approval steps and the parking space assignment in writing.

Own a condo in Clearwater Beach?

If you are thinking about selling, we can show you recent sales in your building and what buyers are asking about. Start with our Clearwater Beach home value guide, read how to sell a beach condo, or call us at (727) 955-1222.

Looking to buy?

Tell us your budget, Gulf or harbor preference and rental plans, and we will narrow the list. Contact us and ask for current listings and recent sales in any building above.

This page is general information, not legal, tax or insurance advice. Building details come from third-party directories and listing records and may be incomplete, out of date or in conflict. City and association rules change; verify current rental, pet and approval rules with the City of Clearwater and the condo association, and confirm insurance and inspection questions with your insurer, lender, inspector and attorney before you buy. Team Beachside, John and Nicole Kavaliauskas, LoKation Real Estate, (727) 955-1222.