Pinellas Beach Condo Buyer Checklist

Free one-page checklist, updated October 2026.

Beach condos on the Pinellas Gulf beaches differ more than the listings show. Rental minimums, pet rules, milestone inspections, reserves and flood exposure can change what a unit is worth to you. This checklist lists what to confirm before you write an offer.

What is inside

  • What to check before you make an offer: rental and city rules, pets, parking, building age, flood zone and insurance
  • The association documents to request, including the structural integrity reserve study (SIRS) and milestone inspection summary
  • Questions to ask the association or manager, including how the building came through the 2024 storms
  • Financing and closing steps that protect you

Tell us where to send it. We are John and Nicole Kavaliauskas, licensed Florida Realtors with LoKation Real Estate.


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Looking at a specific building?

We have guides to more than 25 condo buildings on the Pinellas beaches, each with the rental and pet rules, building age, and inspection and reserve questions to ask. Browse condos by building, or call or text (727) 955-1222.

The checklist is general information, not legal, tax, insurance or financial advice. Verify with the association, the city, your attorney, lender and insurer.